Rick Orford

Rick Orford is a Personal Finance Expert and the Best Selling author of The Financially Independent Millennial. Rick has served as an elected director of a Canadian financial institution, and has been involved in several tech acquisitions in his 20+ years of experience. Indeed, he has a proven track record as a respected, influential business leader, and brings a proven ability to translate vision into reality.

27 BEST Side Hustles – That Anyone Can Do In 2020

Are you looking to start a side hustle to make extra money, but not sure if it’s going to be online or not? Thanks to Social Media and people being so busy, creating a side hustle to make extra money in 2020 is easier than ever. To be sure, there’s nothing stopping you from starting …

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How to improve your credit score – The 29 Best Ways

If you’re like millions of others, you’ve probably wondered, at least at some point, how to improve your credit score. My goal is to discover and pick apart all the moving parts to making up a credit score in this article. But, your credit score is just one piece of your financial puzzle. However, it …

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What are FHA Loans and VA Loans in the United States?

FHA loans and VA loans are mortgage loans insured by the government and available for potential homebuyers.  FHA loans are available to lower-income borrowers and typically require a very low down payment. Also, borrowers get competitive interest rates and loan costs.  VA loans are available to veterans and their spouses or widows/widowers. VA Loans require …

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High Paying Jobs Without a Degree – [Our TOP 19]

Are you looking for high paying jobs without a degree requirement? If so, you’ve come to the right place. In this article, we piece together the very best jobs you can do to earn well into the six figures, all without ever stepping foot in a college. Best yet, it doesn’t matter if you’re 18 …

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How to Get a Mortgage: 15 INTELLIGENT Things You Can DO [NOW]

Are you thinking of buying a home, or wondering what you’ll need to get organized for a mortgage? If so, you’ve come to the right place. In this article, I aim to give you, the reader, as much information as you might need before applying for a mortgage. Before delving into the specifics of getting …

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How to Invest in Real Estate When You’re Young: 14 Best Tips

When it comes to investing in real estate with little or no money, the key is getting an early start while you’re young. To be sure, investing in stocks or anything else is no different!. Investing in real estate is like a slow-moving avalanche. It starts with a little chunk of snow rolling down the hill. …

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How To Start Investing in Stocks and ETF’s – [8 BEST] Ways

Are you wondering how to start investing in stocks and etf’s? When it comes to investing, the first thing that often comes to people’s minds is real estate, such as rental properties or even investing in yourself (i.e., education). Indeed, the stock market is often considered risky, akin to gambling. And, who can blame them? A stock …

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How to Make a Budget: 7 Simple Mind-Blowing Tips

Are you wondering how to make a budget? If you’re like most, you might realize that while you need to do it, but perhaps you don’t know where to start. Indeed, as Hirsch Serman from Lifecycle Financial LLC. states, “it’s unfortunate that in our society we teach our children to iron a shirt, cook, and change …

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Selling Weekly or Monthly Put Options for Income (11 Safe & Easy Ways)

Are you thinking of selling put options for weekly or monthly income? If so, you came to the right place. Of course, if you landed here by accident, this article is sure to change your view. My last article, Selling Covered Calls to Generate Monthly Income, discusses a safe way to generate income on equities you …

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