Autopay is maybe the greatest invention since paperless billing. I don’t know about you, but the only kind of snail mail I like is my annual birthday card from Grandma that comes with a piece of paper featuring a dead president inside. I’m certainly not a fan of anything that comes in the mail with …
Pros and Cons of Using Automatic Monthly Payments Read More »
When your children are young, it can be impossible to imagine entrusting them with a credit card. Yet eventually, they’ll reach the age where they will need to make their own purchases without you. It could be a movie ticket, lunch with friends, or a few items on your grocery list, but the time will …
You probably know that skipping bill payments can drop your credit score. The reverse is also true—paying your bills on time can positively impact your credit. But that’s only true when creditors or others report to the credit bureaus. Find out what bills help build your credit—or potentially harm your credit—below. What Bills Affect Credit …
Sure, credit-scoring models are complicated (all that algorithm-ing and such). But, when you get right down to it, the secret sauce to building good credit is actually pretty straightforward: Take a whole bunch of on-time loan payments, keep a pinch of debt, stir in some new accounts, and let the thing bake. Seriously — building …
Buying a car can affect your credit score—and your home purchasing power—in a variety of ways. If you hope to buy a home soon and can afford to wait to get a car, it might make more sense to buy a house first. Did you know that buying a car before you buy a home …
Buying a Car Before Buying a House: What’s the Right Order? Read More »
If you think you’re immune to damage from a collection account on your credit report because you pay your bills on time, think again. Medical bills that you don’t know about could be hurting your credit—and the odds are not in your favor. In fact, the Consumer Financial Protection Bureau reports that around 31.6% of …
What to Know About Medical Bills Sent to Collections Read More »
Short term business loans differ from other kinds of installment loans. How do you know if using a short term loan is correct for the business? In this definitive guide, you’ll learn how short term business loans work, the types of loans available, the benefits of short term business loans, and the potential pitfalls! What …
What Is A Short Term Business Loan: Definitive Guide Read More »
Home renovations are expensive and often go above the budget due to the human tendency to desire the best. Money is no object, unfortunately to a few. Many have to work on a restricted budget. Careful planning culminated by intelligent choices is the only way to save money during your home renovation significantly. Below are …
Can debt collectors take money from your bank account to offset the debts you owe them? Unfortunately, the answer is yes. But it takes a lot to get to that scenario, so if you’re not there yet you still have time to learn how to protect yourself from this type of collections activity. To start, …
Are you ready to buy a home? It’s an exciting—and stressful—process. When you’re taking such a huge step, you have a lot of planning and evaluating to do. As you look over your finances, you might wonder how much money do you need to buy a house? In short, many buyers come to the table …
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