If you’re one of the millions of Americans who have declared bankruptcy, financial recovery can seem like a pipe dream. But don’t give up. According to a study by the Consumer Financial Protection Bureau, people’s credit scores increased steadily after filing for bankruptcy. While any credit improvement is good news, is it enough to offer …
If you’re a new homeowner and not a finance professional, you may be new to refinancing a mortgage. In layman’s terms, refinancing is taking out a new mortgage to replace your old one. You may not know that there’s actually no legal limit to how many times you’re allowed to refinance. But that doesn’t necessarily …
How Often Can You Safely Refinance Your Home Mortgage? Read More »
Overwhelmed with debt? Whether it’s unpaid credit card debt or medical bills, you might feel like you have nowhere to turn. In fact, you might be so desperate that you’re considering extreme tactics—like moving out of the country. If you’re seriously considering uprooting your life just to avoid debt, you probably have a few questions. …
Can Debt Collectors Follow You to Another Country Read More »
The American Rescue Plan Act is a federal law that was passed to help provide a third round of relief to Americans during the COVID-19 crisis. Like the two acts before it, the ARP Act included stimulus payments to many individuals and families. But those who are struggling with debt might wonder: Can my stimulus …
Can My Stimulus Check Be Garnished for Credit Card Debt? Read More »
Are you looking to start a side hustle to make extra money, but not sure if it’s going to be online or not? Thanks to Social Media and people being so busy, creating a side hustle to make extra money in 2021 is easier than ever. To be sure, there’s nothing stopping you from starting …
Top 30 Side Hustles – Make An Extra $1000 a Month In 2021 Read More »
Identity thieves are almost always opportunistic—but the crimes they commit feel very personal. Unauthorized credit card charges, bogus loan applications, missing money, and other financial violations make fraud a major nightmare. To keep fraud in check, you need to know how to check your credit report for identity theft, and how to deal with problems …
How to Check Your Credit Report for Identity Theft Read More »
Are you thinking about getting a new car? Buying a car is a big step. There’s a ton to consider—what type of car do you want? Do you want a newest model? How long do you want to keep your car? You also need to consider things like your lifestyle, how often you travel and …
DISCLAIMER. The information provided in this article does not, and is not intended to be, legal, financial or credit advice; instead, it is for general informational purposes only. Under ideal circumstances, rental properties are safe, affordable and comfortable to live in. Unfortunately, things don’t \always go as planned. If you feel unsafe in your home, …
7 Steps to Lease Release: How To Get Out of a Lease Early Read More »
For many years, whether or not millennials would ever fully enter the home buying market has been a hot topic. Compared to previous generations, many millennials are still would-be first-time homebuyers. And, the housing market has long been awaiting their arrival. Has the time finally come for millennials previously unable to do so to buy …
Home Ownership For Millennials: Could it Finally Be Possible? Read More »
This year you’re finally ready to buy your home. But where to start? When it’s your first time or you’re an experienced home buyer, all the mortgage options out there can be overwhelming. If you’re on the hunt for a mortgage, you might want to consider a conventional loan. But there are a ton of …
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