Credit Cards

Should You Pay Off Debt or Save For Retirement?

Are you in a situation and wonder whether to pay off debt or save for retirement? If so, this article is for you. Being able to retire means having enough passive income to cover your monthly expenses. Since debt payments eat into your monthly surplus, paying off debt is as essential as saving for retirement. …

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Rick Orford displaying ways to get out of debt by cutting credit cards

How To Get Out of Debt Fast in 2021 in [3] Simple Ways

Are you looking for ways how to get out of debt fast? In this article, I’m going to talk about the 3 steps on how you can pay off your debt fast, starting today. For sure, becoming debt-free is a significant part of becoming financially independent. Also, I’m going to show the #1 thing about …

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a group of millennials happy about improving their credit scores

How to Improve Your Credit Score [FAST] Using These 29 Best Ways

If you’re like millions of others, you’ve probably wondered, at least at some point, how to improve your credit score. My goal is to discover and pick apart all the moving parts to making up a credit score in this article. But, your credit score is just one piece to improve from your financial puzzle. …

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millennial working from home amid the covid19 pandemic

How Millennials Can Cope With Their Finances Amid COVID19

COVID19 has impacted millennials’ finances in a way that no one could have predicted. The world has been hit with the full force of this pandemic, emotionally, physically, and economically. If you’ve found yourself in a difficult position financially for any reason, it can be extremely stressful and daunting. Try not to worry, as there …

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A millennial celebrating after learning how to pay off debt fast

How To Pay Off Debt Fast – The 2 Things you Need to Do

Are you wondering how to pay off debt fast, if you think you have no money? Indeed, in this article, I’ll cover some strategies you can do today to pay off debt, fast. The best way for Americans to learn how to pay off debt fast, even with no money is by reducing spending, increasing …

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credit cards

The #1 Thing Millennials Don’t Understand About Credit Cards

Now more than ever, banks market credit cards toward millennials.  The economy relies on consumer credit to keep it ticking along.  And banks have a seemingly endless supply of money to lend out to those who are both acceptable to it and creditworthy.  One of the favorite tools banks have to lend out money, quickly, …

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