Finance

a shopper coping with an emotional spending addiction in milan italy

How to Avoid Emotional Spending: 9 Tips You Can Do Today

Are you wondering how to avoid emotional spending and perhaps wonder what it is and how to break the addiction? Or, maybe you’re reading this article to make better money choices – even for people with a higher education level. The challenge is that your instincts play a vital role when making money to spend …

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mortgage hack

How to Get a Mortgage: 15 INTELLIGENT Things You Can DO [NOW]

Are you thinking of buying a home, or wondering what you’ll need to get organized for a mortgage? If so, you’ve come to the right place. In this article, I aim to give you, the reader, as much information as you might need before applying for a mortgage. Before delving into the specifics of getting …

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Rick Orford displaying ways to get out of debt by cutting credit cards

How To Get Out of Debt Fast in 2021 in [3] Simple Ways

Are you looking for ways how to get out of debt fast? In this article, I’m going to talk about the 3 steps on how you can pay off your debt fast, starting today. For sure, becoming debt-free is a significant part of becoming financially independent. Also, I’m going to show the #1 thing about …

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friends buying clothes from a second hand store

The Zero Waste Lifestyle: Save Money & The Planet

Many millennials are conscious of their environmental footprint and bank balance so that zero waste living could be the perfect solution to multiple concerns. The zero waste lifestyle involves reducing your trash that would go to the landfill to an absolute minimum by either finding recyclable alternatives or relying on zero waste products.  This article …

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a millennial grocery shopping for oranges while on a budget to save money on food

Grocery Shopping on A Budget: How to Save Money on Food

Grocery shopping on a budget is certainly a concern millennials face when looking to save money on food. Perhaps you’re struggling to find a job. Or, maybe you’re trying to save for a house, or think you spend too much on your weekly shopping. Luckily, food shopping on a budget is possible, and can be …

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first time home buyers Anastasia and Joel who just moved in

First Time Home Buyers Mistakes: Discover Our Top 10

When buyers look for first home, making mistakes is almost normal, the first time. But, does it have to be? It can be hard to know where to start. Thinking about location, size of the house, the condition of the interior, potential renovations, and mortgages (the list could go on) can be overwhelming. Yet, knowing …

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a group of millennials happy about improving their credit scores

How to Improve Your Credit Score [FAST] Using These 29 Best Ways

If you’re like millions of others, you’ve probably wondered, at least at some point, how to improve your credit score. My goal is to discover and pick apart all the moving parts to making up a credit score in this article. But, your credit score is just one piece to improve from your financial puzzle. …

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millennial working from home amid the covid19 pandemic

How Millennials Can Cope With Their Finances Amid COVID19

COVID19 has impacted millennials’ finances in a way that no one could have predicted. The world has been hit with the full force of this pandemic, emotionally, physically, and economically. If you’ve found yourself in a difficult position financially for any reason, it can be extremely stressful and daunting. Try not to worry, as there …

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a millennial woman reads a book

What are FHA Loans and VA Loans in the United States?

FHA loans and VA loans are mortgage loans insured by the government and available for potential homebuyers.  FHA loans are available to lower-income borrowers and typically require a very low down payment. Also, borrowers get competitive interest rates and loan costs.  VA loans are available to veterans and their spouses or widows/widowers. VA Loans require …

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