Budgeting

Personal Finance Tips: An Anthology To Review And Bookmark in 2021

In this article, I round up the top 100 personal finance tips, as provided by our experts that come from diverse backgrounds, locations, and education. At over 16,000 words, this is certainly a long read, and the biggest anthology I ever put together. I don’t expect you to read it all in one go. Rather, …

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Friends hosting a party at home to save money and live frugally

14 Frugal Living Tips You Can Implement Today and Save Thousands

In this article, I discuss frugal living tips that you can start today and save thousands of dollars. Being a millennial who tries to save money is a hassle. But, know that frugal living does not mean you should have a sad life. It’s also not about being stingy: frugal living is about being resourceful. …

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an envelope stuffed with 5000 dollars this year from savings

How to Save $5000 This Year With The 52-Week Money Challenge

Do you want to save $5000 this year? If so, look no further. In this article, I go over my 52-week money challenge that you can start today. Then, at the end of each tip, I’ll give you the potential savings (a year) where applicable. No one likes to throw money away, and you and …

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a shopper coping with an emotional spending addiction in milan italy

How to Avoid Emotional Spending: 9 Tips You Can Do Today

Are you wondering how to avoid emotional spending and perhaps wonder what it is and how to break the addiction? Or, maybe you’re reading this article to make better money choices – even for people with a higher education level. The challenge is that your instincts play a vital role when making money to spend …

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friends buying clothes from a second hand store

The Zero Waste Lifestyle: Save Money & The Planet

Many millennials are conscious of their environmental footprint and bank balance so that zero waste living could be the perfect solution to multiple concerns. The zero waste lifestyle involves reducing your trash that would go to the landfill to an absolute minimum by either finding recyclable alternatives or relying on zero waste products.  This article …

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a group of millennials happy about improving their credit scores

How to Improve Your Credit Score [FAST] Using These 29 Best Ways

If you’re like millions of others, you’ve probably wondered, at least at some point, how to improve your credit score. My goal is to discover and pick apart all the moving parts to making up a credit score in this article. But, your credit score is just one piece to improve from your financial puzzle. …

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Two girls who graduated college with no student loans

Going to College: 12 GREAT Ways Not To Get Student Loans

Today, everyone is trying to get ahead by going to college, but few consider the implications of graduating with student loans. At the same time, eighth-graders start to study for their SATs, 10th graders are looking for summer internships, and 11th graders look to take as many AP (advanced placement) classes as possible, all to …

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A Millennial Working on their budget spreadsheet

How to Make a Budget: 7 Simple Mind-Blowing Tips

Video Are you wondering how to make a budget? If you’re like most, you might realize that while you need to do it, but perhaps you don’t know where to start. Indeed, as Hirsch Serman from Lifecycle Financial LLC. states, “it’s unfortunate that in our society we teach our children to iron a shirt, cook, and …

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