Budgeting

students discussing budgeting tips around a table

Budgeting Tips for College Students: 18 Essential Tips You Must Know

Managing money is hard, especially when it seems no one really knows what they’re doing and or has good advice. Nor is it something you learn in school. This means for many students, going to college is the first time they’ve had to think about budgeting tips and managing money themselves. And, without the knowledge …

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a millennial researching full coverage auto insurance

How to Protect Yourself from Utility Bill Increases – 5 Tricks

Utility bills are an inescapable part of modern life. Before COVID-19, heating, cooling, lighting, cooking, electronic gadgets, and other mod cons cost average American families $115 per month. Then people began working from home during the pandemic, their energy bills rose accordingly. So, how can you protect yourself from utility bill increases in an ever-shifting …

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people talking about extreme ways to cut spending

Extreme Ways to Cut Expenses: 6 Things You Can Do Today

Living paycheck to paycheck is stressful! Or maybe you earn enough but want to aggressively save up a deposit for a home or to pay off high-interest debts quicker. In this article, I’ll cover extreme ways to cut expenses. The first thing you must do to get into a better financial position is cut expenses. …

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Personal Finance Tips: The Ultimate Guide To Bookmark in 2021

In this article, I round up the top 100 personal finance tips, as provided by our experts that come from diverse backgrounds, locations, and education. At over 16,000 words, this is certainly a long read, and the biggest anthology I ever put together. I don’t expect you to read it all in one go. Rather, …

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Friends hosting a party at home to save money and live frugally

14 Frugal Living Tips You Can Implement Today and Save Thousands

In this article, I discuss frugal living tips that you can start today and save thousands of dollars. Being a millennial who tries to save money is a hassle. But, know that frugal living does not mean you should have a sad life. It’s also not about being stingy: frugal living is about being resourceful. …

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an envelope stuffed with 5000 dollars this year from savings

How to Save $5000 This Year With The 52-Week Money Challenge

Do you want to save $5000 this year? If so, look no further. In this article, I go over my 52-week money challenge that you can start today. Then, at the end of each tip, I’ll give you the potential savings (a year) where applicable. No one likes to throw money away, and you and …

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a shopper coping with an emotional spending addiction in milan italy

How to Avoid Emotional Spending: 9 Tips You Can Do Today

Are you wondering how to avoid emotional spending and perhaps wonder what it is and how to break the addiction? Or, maybe you’re reading this article to make better money choices – even for people with a higher education level. The challenge is that your instincts play a vital role when making money to spend …

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