Spend Less

Are you looking to save money?  On this page, discover all that our authors have to say about saving and budgeting.

Should You Pay Off Debt or Save For Retirement?

Are you in a situation and wonder whether to pay off debt or save for retirement? If so, this article is for you. Being able to retire means having enough passive income to cover your monthly expenses. Since debt payments eat into your monthly surplus, paying off debt is as essential as saving for retirement. …

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a millennial couple celebrating their wedding

How to Save for Big Expenses: Things you can start today!

In this article, I discuss how to save for big expenses. Do you know someone who recently got engaged and starts planning for the wedding? Or perhaps you need a new car or plan to buy a house. Indeed, these are some of the biggest budget killing expenses consumers face during their lifetime. Whatever the …

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Personal Finance Tips: The Ultimate Guide To Bookmark in 2021

In this article, I round up the top 100 personal finance tips, as provided by our experts that come from diverse backgrounds, locations, and education. At over 16,000 words, this is certainly a long read, and the biggest anthology I ever put together. I don’t expect you to read it all in one go. Rather, …

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Friends hosting a party at home to save money and live frugally

14 Frugal Living Tips You Can Implement Today and Save Thousands

In this article, I discuss frugal living tips that you can start today and save thousands of dollars. Being a millennial who tries to save money is a hassle. But, know that frugal living does not mean you should have a sad life. It’s also not about being stingy: frugal living is about being resourceful. …

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an envelope stuffed with 5000 dollars this year from savings

How to Save $5000 This Year With The 52-Week Money Challenge

Do you want to save $5000 this year? If so, look no further. In this article, I go over my 52-week money challenge that you can start today. Then, at the end of each tip, I’ll give you the potential savings (a year) where applicable. No one likes to throw money away, and you and …

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a shopper coping with an emotional spending addiction in milan italy

How to Avoid Emotional Spending: 9 Tips You Can Do Today

Are you wondering how to avoid emotional spending and perhaps wonder what it is and how to break the addiction? Or, maybe you’re reading this article to make better money choices – even for people with a higher education level. The challenge is that your instincts play a vital role when making money to spend …

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friends buying clothes from a second hand store

The Zero Waste Lifestyle: Save Money & The Planet

Many millennials are conscious of their environmental footprint and bank balance so that zero waste living could be the perfect solution to multiple concerns. The zero waste lifestyle involves reducing your trash that would go to the landfill to an absolute minimum by either finding recyclable alternatives or relying on zero waste products.  This article …

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a millennial grocery shopping for oranges while on a budget to save money on food

Grocery Shopping on A Budget: How to Save Money on Food

Grocery shopping on a budget is certainly a concern millennials face when looking to save money on food. Perhaps you’re struggling to find a job. Or, maybe you’re trying to save for a house, or think you spend too much on your weekly shopping. Luckily, food shopping on a budget is possible, and can be …

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a group of millennials happy about improving their credit scores

How to Improve Your Credit Score [FAST] Using These 29 Best Ways

If you’re like millions of others, you’ve probably wondered, at least at some point, how to improve your credit score. My goal is to discover and pick apart all the moving parts to making up a credit score in this article. But, your credit score is just one piece to improve from your financial puzzle. …

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